Instagram Advertisers Can Create Sponsored Posts With Users' Accounts

Instagram has made specific changes to branded content ads that allow advertisers to create sponsored posts from Instagram users' accounts.

Instagram's new branded content ads update allows advertisers to publish sponsored posts on behalf of Instagram users.

Instagram branded content ads introduced in 2019. Branded content ads help marketers or influencers to find out when a brand or company is sponsoring their posts.

Note: Branded content tags are allowed in Instagram Reels and Instagram Live.

Instagram Advertisers Can Create Sponsored Posts With Users' Accounts: eAskme

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Now the branded content ads on Instagram look similar to organic posts from the original user account. But, the ad will display "Paid partnership with [XYZ brand name]."

Before this new Instagram branded content update, the influencer had to create the post first and then use it as a branded content ad.

But, now, the Instagram business has streamlined this process.

They make it easy for advertisers to publish branded content ads without asking influencers to publish as an organic post.

The Instagram business blog says that now brands will have more flexibility to run branded content ads on Instagram.

Brands can create posts for the ads without asking the publisher. But the publisher must approve the post first.

Here, I am explaining how this new, Branded content ad process will work.

How to create Instagram Branded Content Ad:

Creating Instagram branded content is ad is now an easy process. All you need is to follow three steps.

The advertiser gets ad Creating access:

To create an ad on behalf of an Instagram user, the advertiser needs to send the ad creation access request.

Here is how one can do it.

• Go to Settings
• Tap Business
• Go to Branded content.
• Tap Request Ad Creation Access.
• There advertiser should enter the name of the person to request access.

Publisher Approve the Ad Creation request:

Now the creator or publisher must approve the ad creation access request.

• For this, the creator will see the advertiser's request in the Activity tab.
• The publisher can check the list of pending ad requests and approved ad partners.
• Tap on "Approve," and the advertiser will have the access to create sponsored posts.
  

Approval on Created Ad:

Once the advertiser creates a sponsored post and submits it, the post will seek approval from the creator.

The creator needs to hit the "Approve" button to approve.

The ad will be posted from the Instagram user account but will not appear on the main profile page.

If the creator does not like the ad, he can decline or pause the ad even after approving it.

Other Important Updates Related to Branded Content Ads:

Instagram is rolling out a lot of updates to make the branded content ad-publishing process easy:

• Branded content ads will start displaying in Instagram reels and Instagram live.
• Branded content ads will display hashtags, mentions, and locations in Instagram Stories.
• Brands can add product tags in branded content posts.
• Advertisers and creators can set age restrictions for branded content feed posts on Instagram.

Conclusion:

This Instagram Branded content ads updates is important for both the advertisers and content creators. Instagram is working on every step to make the Instagram one of the best and most popular social media app.

There is more that is coming for you.

Stay tuned with us to get latest Instagram updates faster than ever.

If you still have questions? Share via comments.

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Best Cryptocurrency Exchange Platforms in 2021

Cryptocurrency is a young technology that is leading in the marketing industry. It is used as a medium of exchange to buy online goods and services. The most popular Cryptocurrency in the market is Bitcoin, and it is regarded as the backbone of all other digital currencies.

There are various Crypto exchange platforms, and all have their own unique features. There are also pros and cons related to every exchange platform.

A Cryptocurrency is a business that allows customers to trade digital currencies for other assets.

Best Cryptocurrency Exchange Platforms in 2021: eAskme

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When it comes to Crypto exchanges, you cannot stick to a specific platform as every platform has its own pros and cons.

Moreover, there are three types of Cryptocurrency exchanges, and they are brokers, direct trading, and trading platforms.

Broker exchanges mean these are websites where anyone can visit and buy digital currencies set by the broker.

Direct trading means offering person to person direct trading where users can exchange currencies via their account.

While trading platform connects buyers and sellers on websites and charges a small fee via transaction.

Best Cryptocurrency Exchange Platforms in 2021

Cryptocurrency exchange platforms refer to those websites that allow buying, selling, and trading Cryptocurrencies.

The three types of Crypto exchanges are already described above.

However, before choosing the best Cryptocurrency exchanges, you must know about the reputation and trading fees of that particular exchange platform.

This will help you to choose the best Crypto exchange platform.

Thus, after lots of effort, we have listed the best Cryptocurrency exchange platforms in 2021.

1. CEX.IO

This is one of the best Cryptocurrency exchange platforms where more than 3 million customers are happy and using it efficiently.

It has already earned customer’s trust, and people all over the world using this platform to exchange digital currencies such as Bitcoins.

This exchange platform consists of different price plans and marking strategies for every Cryptocurrency user.

The fee is also minimum and highlights the feature of high liquidity.

CEX.IO has full data protection, and you don’t have to worry about your personal information that can be leaked. It also boosts your trading performance more than ten times.

2. Poloniex

Poloniex is also a Cryptocurrency exchange platform that is growing rapidly nowadays. This exchange platform is popular among traders and investors.

Besides, this platform allows you to transact all kinds of digital currencies.

Poloniex stores the maximum information offline and promotes Cryptocurrency widely across the world. The features that this Cryptocurrency exchange platform consists of is really amazing.

This platform is attracting every new investor by using its algorithm. The trading fees are also low, thus, making this platform reliable to use by all investors.

3. Bitfinex

Bitfinex is one of the most popular Cryptocurrency exchange platforms available on the internet.

This platform consists of an advanced list of tracking the interested sellers and buyers, and this will hold the attention of every Cryptocurrency user for a while.

This platform has an interactive user interface that helps users to get into this platform.

Moreover, this exchange supports almost all kinds of Cryptocurrencies, such as Bitcoin, Neo, Ethereum, Ripple, Litecoin, and much more.

The speed of this exchange platform is also excellent. Thus, this is one of the popular platforms for digital trading currencies.

4. Kraken

Another credible Cryptocurrency exchange platform is Kraken, which is regarded as one of the best trading sites for beginners who are new in this field.

The procedure of using the Kraken platform is very flexible and has competitive pricing plans that will help you to grow your skills as an investor.

This exchange platform provides support for all sized investors. This platform is for both newcomers and experts.

This exchange platform’s features are really amazing, and it offers the simplicity to manage and track your profile.

Therefore, if you are a beginner in the Cryptocurrency exchange platform, you can use this exchange.

The Bottom Line

Every Cryptocurrency relies on blockchain technology, which is regarded as a young technology as well as the most popular one in the market.

According to bitcointrader, the price of this digital currency fluctuates from time to time.

Hence, if you are searching for the best exchange platform, you can go for the above-listed exchange platforms, and thus, proceed in the digital world.

If you still have questions? Share via comments.

If you want to know more.....Stay tuned with us to stay updated.

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Twitter Account Verification is Back: What You Must Know!

Twitter account verification is coming back with the beginning of 2021. Three years ago, Twitter stopped Twitter verified accounts service. But, they are planning to relaunch the Twitter verified account program in 2021.

This means that verified users account will use the verified badge on their profile. In 2021, Twitter will relaunch the verification process with few changes.

Twitter Account Verification Badge is Back: eAskme

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It is said to be launched in early 2021. Twitter is using this time to gather feedback about how the Twitter account verification process should work.

Twitter has said this about verification policy:

Now you may have some question. Don’t worry, here I am answering them.

Who is Eligible for Account Verification on Twitter?

Twitter has identified six types of account eligible for verification;

• Activists, Organizers, and Other Influential Individuals


• Companies, Brands and Non-Profit Organizations


• Entertainment


• Government


• News


• Sports

Twitter has also said that they will verify active and notable accounts.

Notable Twitter account are the accounts that fall in the above categories.

Active Twitter accounts are the accounts that have the following features:

• Complete: Complete Twitter profile with name, bio, and banner image.


• Present: You must have accessed Twitter account at least once in the past six months.


• Secure: You must confirm phone number and email address.


• Follow Twitter Rules: Your account must not have faced the 7-day or 12-hour lockout in the past six months.
  

Twitter Accounts that are Ineligible for verification:

Twitter has clearly said that what type of accounts are ineligible for account verification.

Your Twitter account will not get Twitter verification badge if it falls under these issues:

• Fan, Parody, Newsfeed or commentary account.


• Account for fictional characters or pets. (If not affiliated with an entertainment or verified brand)


• The account that had violated Twitter’s manipulation and spam policy. (Example: buying selling, likes, retweets or followers.)


• Accounts that spread hateful content or harmful activities.
  

Loss of Twitter Verification Status or Badge:

Twitter reserves the right to revoke verification status or verification badge of any account if it follows these practices;

• Inactive or incomplete


• Twitter account.


• Change in the ownership of the Twitter account.


• Misleading or impersonating Twitter accounts.


• Violation of Twitter Rules or Policies.


• Tweeting content that Violates Twitter policies.

Twitter verification badge removal will not happen automatically.

Conclusion:

Twitter verification policy is open for public feedback. This means that it is not final. Twitter is accepting input from the users and influencers.

You can also submit your input for Twitter policy feedback using this survey. The survey is open for two weeks from 24th November 2020 to 8th December 2020.

In 2021, people can start applying for the Twitter verified badge in 2021.

Stay tuned with us for more information or Twitter updates.

If you still have questions? Share via comments.

If you want to know more.....Stay tuned with us to stay updated.

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[Upto 99.99% OFF] Webhosting Black Friday Discount For Bloggers : 2020

Don't you want to get the biggest offers this Black Friday? This Black Friday I am bringing awesome deals for you. Every company or brand is delivering with their sales or discount for this Black Friday and Cyber Monday in 2020.

So, you need not to go anywhere as I am bringing you the latest Black Friday discount coupons and special deals for Bloggers which you can use to shop and save some good money.

These special discounts are for a limited time only.

So hurry before these huge discounts go away. This is the best time of the year 2020 to grab every premium product at the cheapest rate.

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Black Friday deals starts on 27th November 2020

Web hosting Black Friday 2020 Discounts & Deals:

Are you looking to host a new website or want to transfer your site to some other web hosting service, then this Black Friday here is the best deals for bloggers to save good money.

I am sharing here the Web hosting Black Friday 2020 Discounts & Deals for you. So this is the right time to grab any web-hosting deal or WordPress pack offer.

I recommend you to grab web hosting for a minimum of 2 or 3  years, as these web hosting companies do not offer renewal discounts.

NameCheap Black Friday and Cyber Monday sale: (100% Off):

This Black Friday web hosting is coming for free.

NameCheap Black Friday and Cyber Monday hosting deal is offering free web hosting with 20GB SSD. Their stellar plan is free for all who use "FREEHOSTF20" code.

 

On other web hosting plans you will get up to 74% discount.

Code: FREEHOSTF20

iPage Black Friday and Cyber Monday sale: (83% Off)

iPage is offering up to 83% discount on hosting plan during Black Friday and Cyber Monday.

 

If you want to host unlimited websites at cheapest price then iPage is for you.

 

With this offer you can but unlimited hosting space to host unlimited websites with free SSL, free website builder and Free domain name at $1.99/mo.

Click here for iPage Black Friday and Cyber Monday sale

Bluehost Black Friday and Cyber Monday sale: (Best Offer)

Bluehost is a name which does not need any introduction when it comes to web hosting market. It is one of the most popular hosting solutions for WordPress. They are going to start Thanksgiving discount with the BlackFriday, and this will ends on CyberMonday.

Tip: Bluehost Black Friday - Cyber Monday Promotional prices for new accounts only. (11/16/2020 9:00 AM EST - 11/30/2020 11:59 PM EST)

Bluehost is offering the different discount for Black-Friday and CyberMonday. Bluehost is offering $6 more on CyberMonday than BlackFriday discount.

So you should grab this black Friday hosting deal.

Bluehost is offering various discount offers for Black Friday. They are also provide a special discount for existing customer base where they are providing you to upgrade to any plan or add more add-ons.

Discount: $2.95/month (36 months term)
Grab Bluehost Black Friday deal : No Coupon Code required

Siteground Webhosting BlackFriday Sale 75% off:

Siteground is the best option for those who are looking for non-EIG group hosting. They have upgraded their system and now present as one of the highly optimized web hosting solution for websites. Siteground is offering 70% shared hosting discount. The best thing which I like about Siteground is their most effective customer support.

Get Siteground BlackFriday & CyberMonday deal (75% off)

Hostgator Webhosting BlackFriday Sale (75% off):

Hostgator is also offering discount deals and offers this Black Friday. They are offering 65% off on every hosting plans weekend. This discount is not only for shared hosting but also for Dedicated and VPS hosting plans.

 

Tip: Price starts from $2.75/mo!** Deals applied to 12-month subscription and above.

They are running this discounted offer for 4 days with 75% discount on hosting. You can choose one of the following coupons to grab the discount.

HostGator Shared Hosting Plans with Free SSL for as low as $2.75/mo.

GreenGeeks Webhosting BlackFriday Sale (70% off):

Greengeeks is known for environment friendly hosting.  You will get up to 70% off on various hosting plans during Black Friday and Cyber Monday.

You do not need any special code to grab Black friday hosting deals.

 

Click here for GreenGeeks Webhosting BlackFriday Sale (70% off).

Cloudways Hosting Black Friday and Cyber Monday sale:

Cloudways is one of the most popular managed cloud hosting provider. It specialized in optimized and managed cloud hosting servers for websites based on PHP; it covers the CMS like Drupal, Magento, WordPress, and Joomla, etc. They are offering a one-month free trial on this Black-Friday.

Coupon Code: BFCM2020
Discount: Free $30 Web Hosting Credit and 1 free website or blog migration
Valid till: 30th November

Sign up for Cloudways

WPEngine Hosting:

If you are also one of those who wants to start their blog on WordPress, then this is the right time for you to get hosting from WPEngine.

They offer five months of free hosting with any yearly plan. This is a considerable saving. I recommend WPEngine only for those who have less traffic.

Coupon code: cyberwpe30

Hostinger Hosting Black Friday and Cyber Monday sale: (70% Off)

Hostinger is offering up to 70% off  during the Black Friday & Cyber Monday Web Hosting Deals 2020. You can save 70% in single web hosting, 70% in Premium Web Hosting and 55% in Business Web hosting Plans. You will also get Lifetime free SSL certificate and free cloudflare protection.

 

Code: Click here

InMotion Black Friday and Cyber Monday sale: (55% Off):

InMotion Hosting is offering up to 55% off on hosting plans. During Black Friday sale you can save $140 by getting their WP-2000s plan at the rate of WP-1000s. Inmation black friday hosting discount is available for new accounts only and the offer ends on Novermber 29th, 2020 11.59PM (PST).

Click here for InMotion Hosting Black Friday Discount.

I will be updating more WebHosting Black Friday offers, discount and deals.

If there is something more you want, ask me via comments. Don`t forget to subscribe eAskme or like us on fb for more exciting deals.

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Small Business On Social Media: Habits You Need To Adopt In 2020

Today, social media has grabbed the attention of every business, be it big or small. These channels and platforms are ideal to connect with the target audience and make them aware of what you have to offer.

There are plenty of small companies that are now only using social media to give their businesses a headstart.

This is because the initial investment of marketing via these channels is a lot less than any other form of media.

Facebook, Instagram, LinkedIn, Twitter, and YouTube are a few of the commonly used social media channels.

Small Business On Social Media: Habits You Need To Adopt This year: eAskme

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Each of these platforms is equipped with its own set of algorithms and internal tools. It is important that your team is trained enough to read insights and analyze these algorithms.

To ensure this, you can host quick, short, and relevant training sessions for your employees with the help of a learning management system (LMS).

It is nothing but a cloud-based platform that makes it a cakewalk for you to create and execute training sessions. One such tool is Thinkfic.

Thinkfic reviews suggest how this tool is the right platform for small businesses, thanks to the many features and pricing model that it offers.

There are several habits that employees of small businesses should develop. You can read about the same in the article below:

Always develop a plan

Like every other business strategy, social media also starts with a realistic and well-detailed plan.

It is true that organic posting seems like a walk in the park, but without proper planning and execution, all the efforts might go in vain.

Without a plan, you won’t have any goals, and without goals, you will be directionless.

Start with setting up some SMART goals for your social media strategy. Make sure you base your goals on the research of your competition.

Learn about how your competitors are using social media and what improvements you can make for your own business.

It is important to set up a plan before pouncing on social media marketing for your brands.

Figure out the right platform for your type of business

Now, there are plenty of social media platforms that are now available. Just because everyone is use everything does not mean it is working out for them.

Hence, it is often suggested that you figure out which platforms will work in the favor of you and which won’t.

Each of these platforms has a different set of audience.

These could be different in terms of age, reasons, professions, and more. Hence, you need to learn about where your audience resides the maximum.

For instance, LinkedIn is a professional networking tool.

This would be a great platform for you if you are selling a course or a training tool for the corporates.

Learn about your audience

When you have no idea who you are selling your products or services to, you won’t be able to create a strategy.

Thus, it is always best to research and learn as much as you can about your audience. This is where a buyer persona comes into the picture.

A bio persona is a hypothetical profile of your target customer.

This is created after compiling the data that you can collect by maybe a survey and social media analytics to create a picture.

Social media algorithms are such that when you know your audience, you can easily target your paid advertisements and your brand tone to them.

Conclusion

Social media might seem easy when you see from afar.

However, once you dive into the pool and dig deeper, you will understand the struggles that social media brings with it.

These platforms are some of the best ones to reach larger audiences at once but it is important to have a proper strategy in place for it to work.

If you still have questions? Share via comments.

If you want to know more.....Stay tuned with us to stay updated.

If you find this article interesting, do share it with your friends and family.

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Twitter Fleets Launched: Twitter's Disappearing Tweets, Now Available for Everyone.

Twitter has launched a new way to tweet for Twitter users worldwide. They named it Twitter Fleets. The Twitter fleets have a 24 hours life span, and it is said that it will replace the traditional permanent tweets.

And, here I am sharing everything that every Twitter user must know about the Twitter Fleets feature.

Twitter Fleets Launched: Twitter's disappearing tweets, now available for everyone: eAskme

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What is Twitter Fleets?

The Twitter fleet is a new feature launched by Twitter.

This new feature gives the user ability to make tweets that will disappear after 24 hours. Twitter was testing the Fleets feature in Brazil since March.

That thing you didn’t Tweet but wanted to but didn’t but got so close but then were like nah.

We have a place for that now—Fleets!

Rolling out to everyone starting today. pic.twitter.com/auQAHXZMfH

— Twitter (@Twitter) November 17, 2020

The Twitter Fleets is now available for every single Twitter user in this world. Countries like India, Japan, South Korea and Italy have started using Twitter Fleets.

Fleets also allow you to add dynamic stickers such as Q&As, audio messages, Polls, and live video support.

Users can access the Fleets feature on twitter's Android and iOS apps.

Difference between Fleets and Tweets?

The most significant difference between fleets and tweets are here;

• Tweets are permanent, but Fleets will disappear after 24 hours of publishing.
• Fleets cannot be liked, commented or retweeted, but you can do this with Tweets.
  

Why Have Twitter Launched Fleets?

The main reason behind the origin of Twitter Fleets is to increase the time spent by every user. Fleets make it easy for Twitter users to say anything that will lose value within 24 hours and disappear even without deleting it.

Twitter has also confirmed that many users draft tweets but do not hit the tweet button. Fleets will help those users to tweet their minds without thinking for a second.

With Fleets, Twitter wants the platform comfortable for the users where they can say or tweet anything without worrying. Fleets can spark conversations. People do not spend more than 24 hours in most of the discussions on Twitter. And this is the reason why the Fleet's life span is only 24 hours.

What Can You share in Twitter Fleets?

A Twitter user can share everything such as text, Gifs, photos and 30-seconds video. Your Fleets will appear on the top of your Twitter page, and your followers can quickly join there. Users can send private messages or emojis to reply regarding your fleets.

It is also said that Twitter is working on live audio to enable a small group of Twitter users to talk privately with each other.

If you still have questions? Share via comments.

If you want to know more.....Stay tuned with us to stay updated.

If you find this article interesting, do share it with your friends and family.

Find this post helpful, don’t forget to share it!

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Twitter Carousel Ads [Explained] with upto 6 Images or Videos

Twitter has now introduced the Twitter Carousel ads. The new Twitter carousel ads allow the advertiser to use up to 6 images or videos in one ad.

Twitter Carousel ads is similar to Facebook Carousel ad in some way but not the copy.

Twitter has launched the carousel ads to help the businesses attract more customers with the help of this new ad format. This way, the new carousel ad format will help the marketers to drive more traffic and boost the reach using interactive images or videos.

Twitter Introduced Carousel Ads [Explained] with up to 6 Images or Videos: eAskme

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You can use the Twitter Carousel ads to tell a story, highlight features, and display the list of products.

The New Twitter carousel ad format includes the following:

• Interactive design
• Third-party reporting
• Support
• Reporting features like swipes.

 

Twitter’s carousel ads are suitable for add add-on experience to match the target audience and drive traffic to website or boost conversion.

The carousel ad format will help the single ad marketers to display multiple products, services or features of a specific product or share the brand story.

What are the benefits of Carousel ads?

Engage Audience:

Carousels edge-to-edge design will help your audience to find everything necessary in one ad.

Actions:

You can use Carousels when creating ads for App installs or website traffic. Video Carousels will boost the views to your video.

Ease of use:

It is relatively easy to create carousels using multiple videos or images related to your brand story.

Test and Analyze:

You can track the performance of Carousel ads using analytics.

Twitter’s Carousel Ads Best Practices:

Twitter’s business pages talk about the following best practices;

Use Available Components:

Use creative visuals with creative headlines and descriptions. Also, includes call-to-action to let the audience make the decision.

Visual Story Telling:

The carousel ad format is best for storytelling. All you need is to know how to narrate stories using visuals effectively.

Focus on Audience:

If your target is a sale, then you must use the products images, but if your target is engagement, then you must use the top-rated funnel images.

Product’s features & Benefits:

Make sure that you display the features and benefits of the product with the help of images, title and description.

More About Twitter Carousel Ads:

All Twitter Advertisers can no create Carousel ads with the help of tweet Composer. You will find Tweet Composer in Ads Manager or access it by using Ads API.

How to use Twitter Carousel Ads?

Here are the steps that you must follow to create Carousel ads on Twitter:

Go to https://ads.twitter.com

 

 
In the top navigation, click on “Creatives” and then select “Tweet Composer (New).”

 

Now you will see Tweet Composer page with Carousel adoption.

After creating the Carousel, you can use it either promoted or organically.

 

Why Should You Use Twitter Carousel Ads?

• According to Twitter, Carousel ads increase CTR by 15%.
• App Carousel ads have seen a 24% increase in app install.

Tip: Use three and more ad formats to increase purchase internet by 7% and campaign awareness by 20%.

Twitter Carousel Ads are open for All the advertisers:

All the Advertisers can now access tweet composer and create Carousel Ads using the images or videos.

These carousel ads will help to spread awareness and boost engagement.

It is expected that Twitter Website Tags will also become live so that you can accurately measure the performance using key campaign metrics.

This way, Twitter is working hard to make the platform more useful and friendly for advertisers as well as users.

Twitter Mobile app objective update has also contributed in this way.

If you still have questions? Share via comments.

If you want to know more.....Stay tuned with us to stay updated.

If you find this article interesting, do share it with your friends and family.

Find this post helpful, don’t forget to share it!

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Happy Birthday Gaurav Kumar, The Man Behind eAskme | The Internet Power House

Happy Birthday Gaurav Kumar, The Man Behind The Internet Power House

Today is the 21st November, the day we cannot forget.

You may have seen eAskme team wishing Happy Birthday to the celebrities, But that dosen`t mean that we do not celebrate the birthday of our fans and our team members.

Happy Birthday Gaurav Kumar, The Man Behind eAskme | The Internet Power House: eAskme

Other people are reading : Gaurav Kumar : My Blogging Journey So Far

Today, I Sona Mathews and our eAskme team wishing Gaurav Kumar, the man behind this Internet power house, a Very happy Birthday.

"Gaurav Kumar", Very Happy Birthday To you....

It is an honor to be part of your team and we all wish both you and eAskme a prosperous year ahead. Thank you for helping us to stand in life and appreciate what we do.

Find him go:

• Facebook 
• Twitter 
• Linkedin

"Happy Birthday to Gaurav Kumar, Man behind eAskme"

If you are a fan, follower and reader who get inspiration from eAskme, then feel free to wish Happy Birthday to Gaurav Kumar via comments.

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How To Decide If You Need To Buy Mechanical Breakdown Insurance Or Not

The first thing that you learn about mechanical breakdown insurance is that it is not mandatory. However, this does not mean that it is not a very smart investment in many possible scenarios.

What is mandatory in the US is auto insurance. You simply need it or you are not allowed to drive on the public roads. With mechanical breakdown insurance, it is up to you to make the choice.

Obviously, there is no shortage of such policies available on the market. By clicking here, you can see an overview of what is available in California.

How To Decide If You Need To Buy Mechanical Breakdown Insurance Or Not: eAskme

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In order to make the best possible choice, you will need to be informed.

With this in mind, here are the most important things to know when you decide if you actually need mechanical breakdown insurance.

Understanding Mechanical Breakdown Insurance

The basics are very easy to understand. Mandatory car insurance will protect the property of the other drivers in the event that you cause an accident.

Mechanical breakdown coverage is meant to only protect your vehicle.

In the event that a car part breaks, even when this was not caused by a collision, the policy will help you to cover replacement and repair costs.

You are practically protected against the natural appearance of wear and tear, which is a reality for every single vehicle out there.

It needs to be added that this insurance coverage is often confused with extended car warranty, which basically covers much more.

Mechanical breakdown is a part of extended car warranty and aims to cover all mechanical breakdowns.

What Is The Value Of Your Vehicle?

Because of the fact that the policy is an optional one, it is a very good idea to first decide whether or not the car is actually worth the extra costs.

You are protecting an investment you made so if the car you own does not have a high enough value, it is important to reexamine options.

Some of the contributing factors that you have to consider when you make this decision are:

• Make and model
• Car age
• Current mileage
• Average commute distance
• Recent major repairs you paid for
• Failing systems

At the end of the day, the choice does boil down to one factor, which is determining how long the car is expected to keep operating.

When you drive an older vehicle and you put up with some occasional inconveniences as you actually save money to buy a new car, it does not really make any sense to spend more money on additional breakdown insurance.

In the event that the old car does operate very well and you expect to keep it for another year, or more, it is time to seriously take into account the possibility of buying mechanical breakdown insurance since this will prevent more costly future setbacks.

No matter how we look at things, new cars have the highest value. This value starts to go down as soon as you buy the car.

Because of this, it is really important that you make sure that your investment will be worthwhile. The car that you bought new will never sell for the same price or higher.

This is true even if you sell it right after you buy it from a dealer.

With mechanical breakdown insurance, you can drive your vehicle for a longer time.

Also, resale value is protected because you can easily take care even of the minor issues that naturally appear.

Simply put, when it makes sense to protect your car from a financial point of view because the value is still high, this is an insurance extra you have to seriously consider.

The Coverage Offered

If you decide that mechanical breakdown insurance is a smart investment in your case, it is time to start comparing the deals that are available on the market.

Just as with all insurance policies on the market, there can be huge differences between providers.

These are policies that will cover various services. What is covered is based on what package you choose and how much you pay for it.

There are basic, premium, and different other in-between that are nowadays available.

Also, if there is a higher possibility that you will end up using the warranty, you will have to pay more on your monthly rates. In addition, upfront costs can be higher.

For instance, when you opt for the basic extended mechanical breakdown insurance policy, it is possible that just transmission and engine problems are covered.

A newer vehicle will rarely suffer from a major setback like what this coverage gives access to.

The premium warranty is the one that basically covers everything related to car parts, from your brake pads to your air conditioning.

With the mid-level packages, a very high variation is possible.

We should also highlight that if you bought a new vehicle and you just selected basic extended warranty packages, there is a pretty good possibility you will need to add mechanical breakdown insurance.

This helps you secure some lower rates if you go for the same insurer, which is always an advantage.

When you buy a car that was used, there is a lower possibility you will be given the possibility to opt for this type of warranty.

You are paying for a much shorter lifespan for the car investment. Also, the perks associated with buying a new car disappear.

Out of all the perks, the extended warranty is definitely the one that is the most valuable.

Remember that second-hand cars always have higher chances of being faced by breakdowns.

You will end up paying more for the mechanical breakdown insurance coverage, but your vehicle will end up running for longer.

Used cars never have a factory warranty so you use the mechanical breakdown insurance as a way to protect your investment.

To put it as simply as possible, mechanical breakdown insurance is a very good idea when you can use it for a used car and something that is very beneficial for new vehicles.

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Income Tax & Online Betting in India Explained

Online betting in India is a topic that has been heavily debated, time and again. Whether it is sports betting or casino games like roulette, slots, or poker, online gambling in the country has always been a subject of great speculation.

Whether it is the legality of it or the simple question of how much winnings do you get to keep, all of it is frequently subjected to great contention and disputes.

Income Tax & Online Betting in India Explained: eAskme

Other people are at: How The COVID Pandemic Changed Sports Gambling

That said, we are going to clarify the matter of taxation on winnings from online betting in this article.

What does the Law Say?

If we were to talk about the legality of online gambling, the outdated Public Gaming Act of 1867 is what comes to the mind. While this set the foundation for gambling laws, it does not speak about online gambling at all.

To put it differently, it is quite a bit of a grey area. Many have deduced from this that since online betting is not mentioned in these Indian betting laws, it is not legally prohibited.

In fact, the Indian Government has left it to the states to decide and formulate their own laws when it comes to online betting in India. That’s why we have a few states in the country where it is next to impossible to access sports betting sites and then some, where you can easily sign up and start betting with international operators.

That said, when it comes to the matter of taxation, there are a few laws that have explicitly laid down the rules for taxing the winnings from online gambling. These laws are mentioned in the Income Tax Act - Section 194B and Section 115B.

How much Tax to Pay in Online Betting in India?

As seen, the legality of online gambling is a grey area, but the question of winnings emerging from those activities has been addressed in clear terms in the Indian Laws.

To put it broadly:

A flat 30% tax will be placed on all winnings emerging from online betting and gambling activities.
An education cess may also be added to this, taking the total taxation up to ~31.2%.

For example, if you were to win Rs.1,00,000 in the fiscal year from sports betting, then you are liable to pay up to Rs.31,200 in taxes.

With these, there are also a few surcharges to the tax rate, depending on how much you win.

Disclosing your Betting Wins in your Tax Returns

Some operators may deduct the tax at the source itself, commonly known as TDS. In this case, you need not worry about paying your taxes since it’s already deducted.

However, if the TDS practice is not followed - which is the case for a majority of the operators, you will have to declare the same as other income while filing your tax returns.

This is absolutely important - be sure to disclose your online gambling winnings when filing your income taxes so you can pay the respective tax on it. This is just like revealing your earnings from investments and other sources that you may have. Otherwise, you may end up receiving a notice from the Income Tax department.

In other words, whether you are making your money from betting legally or illegally, your winnings from the same will be subject to taxation.

What do you think? Do you have any questions or suggestions?

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